PhonePe Business Model 2022| How does PhonePe makes money?

Looking for the PhonePe Business Model 2022, then you are at the right place. Here I will share all the details related to PhonePe business model 2022. How does PhonePe makes money, what you can learn from its business model, and what can also implement in your business too?

PhonePe is one of the best platforms where you can make a mobile recharge, do other transactions like paying insurance, EMI, or purchasing gold. 

You can send money to anyone to any bank from PhonePe, and can also make an investment also.

PhonePe is the direct competitor of Paytm.

PhonePe Business Model 2022 and How does PhonePe makes money?

PhonePe is authorized by RBI as the semi-closed wallet system. Whenever someone makes any type of transaction through PhonePe then PhonePe receives a fixed amount as a commission from the companies which are registered with PhonePe.

Here are some of the main money-making ways of PhonePe.

1. Recharging Services

If you do recharge from PhonePe then network operating companies pay some percent of the total transaction amount to PhonePe.

2. EMI Payment

If you pay some EMI through PhonePe the banks pay some amount to PhonePe.

3. Investing in Stocks

If you do some transaction like if you invest in stocks then you have to pay transaction charges there on every investment that you do through PhonePe.

4. Featured Products

Cross-selling of third-party businesses which are listed or featured on PhonePe.

Conclusion:

Here I tried to cover the main points of the PhonePe business model 2022, If you think something is missing or want detailed business model details of PhonePe then let me know I will add that to this post.